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Lap Band Procedure Cost and Insurance Policy Coverage

By Kate Jones


A lot of us have a problem with extra weight. Some struggle a lot more than others. If you are wanting to shed pounds, then a change in the way you eat, together with getting in some light exercise in some cases might do the trick.

However, if you're considerably overweight, and have made every attempt to shed pounds, but have ended up unsuccessful, you might consider weight loss surgery. There are actually various forms of weight loss surgery, but one of the more popular methods today is by using the insertion of a lap band. Of course the question many folks have is just how much does a lap band procedure cost.

Since this surgical treatment is fairly new, the price could be anywhere from about $12,000-$25,000 dependant upon what part of the country you are in. However, there are a few ways to lower the lap band procedure cost.

In certain instances the lap band procedure cost is not always paid by your insurance because it's classified as an elective surgery, but most insurance providers will now cover a considerable portion of the cost. For instance, if someone on Medicaid or Medicare would satisfy the National Institute of Health's criteria of a BMI above 40 (or a BMI that is at least 35 accompanied by medical problems which may be deadly resulting from obesity), the insurer may pay up to 80% of one's costs. Many other insurance carriers utilize this criteria to consider eligibility for this particular surgery.

Not only will this weight loss procedure save your life, it will save you money also. In a research project executed by the University of California, people after their lap band procedure realized an impressive $15,000 yearly in savings. With the money normally allocated to food, medication, diet programs and medical co-pays, this procedure has the ability to end up paying for itself in as little as one year.

Whenever people end up very over weight, the consequences of that weight with their well being or their lifespan may be devastating. That is the reason it's very crucial to attempt every thing conceivable to lose weight and to be healthier. However, if those attempts become ineffective, then it may very well be the time to think about a lap band procedure. After addressing this concern with your physician, and discussing the lap band procedure cost, you will probably find that this procedure is your very best option.




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